TBH Coop Open books. Shared futures.

TBH Coop

Open books. Shared futures.

Latest Articles

Buying In, Not Buying Favours: A Member-Supplier Playbook for Small Co-ops
Open Books & Governance

Buying In, Not Buying Favours: A Member-Supplier Playbook for Small Co-ops

Sourcing from fellow member-owned businesses can be a quiet act of solidarity — or the start of a favour economy nobody wants to audit. This playbook sets out a light-touch procurement process that keeps member suppliers in the frame without turning every purchase into a loyalty test.

Open Books, Closed Drawers: A Transparency Policy That Doesn’t Feel Like a Cover-Up
Open Books & Governance

Open Books, Closed Drawers: A Transparency Policy That Doesn’t Feel Like a Cover-Up

Open books doesn’t mean publishing every unredacted detail. It means agreeing, in plain English, what members can see by default, what stays confidential and why. Here’s how a small UK co-op can build a redaction ritual that builds trust rather than suspicion.

Ownership Isn't a Welcome Pack: A Three-Month Ramp for New Co-op Members
Open Books & Governance

Ownership Isn't a Welcome Pack: A Three-Month Ramp for New Co-op Members

Open books don't turn new joiners into owners on their own. A staged first 90 days — reading, shadowing, then holding one small real decision — gives members the skills to steward the place, not just occupy a seat.

When Two Members Won't Share a Room: A Practical Guide to Co-op Fallouts
Open Books & Governance

When Two Members Won't Share a Room: A Practical Guide to Co-op Fallouts

Shared power means shared friction — and the fallouts that stall a co-op rarely announce themselves. A practical guide to spotting trouble early, building a repair process while things are calm, and staying transparent without turning every disagreement into a public hearing.

Where Your Co-op’s Cash Sleeps: Ethical Banking Beyond the High Street
Community Ownership

Where Your Co-op’s Cash Sleeps: Ethical Banking Beyond the High Street

If your co-op’s values stop at the current account, it’s time for a treasury MOT. A practical look at UK credit unions, CDFIs and ethical banks — and how to switch without losing the plot.

Fill the Hall, Not Just the Minutes: A Co-op AGM Field Guide
Open Books & Governance

Fill the Hall, Not Just the Minutes: A Co-op AGM Field Guide

An AGM can be the most honest hour in a co-op’s year — or a rushed rubber-stamp before the pub. Here’s how to design one that members turn up for, argue in, and leave feeling useful.

Splitting the Surplus Without Splitting the Room
Open Books & Governance

Splitting the Surplus Without Splitting the Room

Every small co-op eventually faces the same AGM question: what do we do with the surplus? Save it, spend it or share it? The answer matters less than how you get there. Here is a practical way to model the options, explain the trade-offs and make the decision in the open.

Who Holds the Keys When the Founder Steps Back?
Community Ownership

Who Holds the Keys When the Founder Steps Back?

A founder leaving a small co-op is not a leaving do with a card and a whip-round. It is a slow, unglamorous governance job: mapping the role, writing down decision rights and making sure ownership and control do not quietly collapse into the same pair of hands. Here is how to plan the handover years before anyone hands over the keys.

Salary Bands Without the Sting: Opening Pay Conversations in Small Co-ops
Open Books & Governance

Salary Bands Without the Sting: Opening Pay Conversations in Small Co-ops

Pay transparency can feel like a trap in a small co-op: everyone knows everyone, and old grievances are never far from the kettle. Here’s a practical, values-led way to publish bands, ratios and decision records without turning a pay review into a group therapy session that never ends.

Mutuals, Co-ops or CICs? A Founder’s Field Guide to Sharing Power in 2026
Community Ownership

Mutuals, Co-ops or CICs? A Founder’s Field Guide to Sharing Power in 2026

You’ve got a group, a mission and a growing suspicion that a standard limited company isn’t the right home for it. Here’s a plain-English comparison of UK legal forms for enterprises that want to share power — and the questions to ask before you incorporate.

The High Street Doesn’t Have to Be Sold: A Sceptic’s Guide to Community Shares
Community Ownership

The High Street Doesn’t Have to Be Sold: A Sceptic’s Guide to Community Shares

Community share offers can buy back the pub, shop or cinema that makes a place feel like itself. They can also burn out a steering group in six months. Here’s a realistic 2026 route from public meeting to funded mutual.

Dashboards That Don’t Gather Dust: Open Books for Real Co-op Members
Open Books & Governance

Dashboards That Don’t Gather Dust: Open Books for Real Co-op Members

A dashboard is not a PDF with delusions of grandeur. Here’s how UK co-ops and community businesses can publish open books that members actually read, understand and use—without drowning everyone in spreadsheets.