Open books. Shared futures.
If your co-op’s values stop at the current account, it’s time for a treasury MOT. A practical look at UK credit unions, CDFIs and ethical banks — and how to switch without losing the plot.
An AGM can be the most honest hour in a co-op’s year — or a rushed rubber-stamp before the pub. Here’s how to design one that members turn up for, argue in, and leave feeling useful.
Every small co-op eventually faces the same AGM question: what do we do with the surplus? Save it, spend it or share it? The answer matters less than how you get there. Here is a practical way to model the options, explain the trade-offs and make the decision in the open.
A founder leaving a small co-op is not a leaving do with a card and a whip-round. It is a slow, unglamorous governance job: mapping the role, writing down decision rights and making sure ownership and control do not quietly collapse into the same pair of hands. Here is how to plan the handover years before anyone hands over the keys.
Pay transparency can feel like a trap in a small co-op: everyone knows everyone, and old grievances are never far from the kettle. Here’s a practical, values-led way to publish bands, ratios and decision records without turning a pay review into a group therapy session that never ends.
You’ve got a group, a mission and a growing suspicion that a standard limited company isn’t the right home for it. Here’s a plain-English comparison of UK legal forms for enterprises that want to share power — and the questions to ask before you incorporate.
A dashboard is not a PDF with delusions of grandeur. Here’s how UK co-ops and community businesses can publish open books that members actually read, understand and use—without drowning everyone in spreadsheets.
Community share offers can buy back the pub, shop or cinema that makes a place feel like itself. They can also burn out a steering group in six months. Here’s a realistic 2026 route from public meeting to funded mutual.